February 11, 2016
Carry a set of cones, warning triangles, or emergency flares in your trunk to help alert traffic.
It also helps to have a pen and a card with any relevant medical information for you and your family.
Take a deep breath and stay calm.
Check for injuries; call an ambulance when in doubt.
If accident is minor, move cars to a safe place, out of traffic.
Turn on your vehicle's hazard lights and use cones, warning triangles or flares for safety.
Call the police, even if the accident is minor.
Notify your insurance agent immediately.
Do not sign any document unless it's for the police or your insurance agent.
Make immediate notes about the accident, including specific damages to all vehicles involved, witness information, etc.
If the name on an auto registration is different than the driver, jot down the relationship.
Be polite, but don't tell anyone the accident was your fault, even if you think it was.
State only the facts, and limit your discussion of the accident to the police and your insurance agent.
If possible, don't leave the accident scene before the police and other drivers do.
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